The rules for using this Site and the book. It is informational only, not an offer or a commitment to lend.
Last updated: January 2026
These Terms and Conditions ("Terms") govern your use of ihaterenting.com (the "Site"), operated by Home Loans Inc. By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
The content on this Site, including the book I Hate Renting, is provided for general informational purposes about home buying and mortgage products. It is not financial, legal, or tax advice, and it is not an offer, solicitation, or commitment to lend or to extend credit on any particular terms.
Nothing on this Site is a commitment to lend. All loans are subject to credit approval, income and asset verification, property appraisal, and underwriting. Rates, terms, and program availability can change at any time without notice.
Any rates, payments, or scenarios shown are estimates for illustration only. They do not constitute an approval, a rate lock, or a guarantee of any specific loan term, rate, or outcome. Your actual rate and terms depend on your individual circumstances and lender underwriting. We never guarantee approval.
I Hate Renting is offered to you free as a digital copy when you request it, and is also available for purchase in paperback on Amazon. The book is educational. Reading it does not create a client relationship, a loan application, or any obligation.
We work to keep the Site accurate and current, but we make no warranty that the content is complete, error-free, or up to date. Information may change without notice. You should confirm any detail that matters to your decision directly with us before relying on it.
The content, design, logos, book text, and materials on this Site are owned by or licensed to Home Loans Inc and Jason Sharon and are protected by applicable law. You may not copy, reproduce, or redistribute Site content or the book without written permission, except for your own personal, non-commercial reference.
The Site may contain links to third-party websites, including Amazon, lender portals, scheduling tools, and other resources. These links are provided for convenience. We do not control and are not responsible for the content, accuracy, or practices of any third-party site. Visiting a linked site is at your own risk.
To the fullest extent permitted by law, Home Loans Inc is not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the Site, the book, or any content on it. The Site is provided "as is" without warranties of any kind, express or implied.
These Terms are governed by the laws of the State of South Carolina, without regard to its conflict-of-law rules. Any dispute arising from the Site or these Terms will be subject to the jurisdiction of the state and federal courts located in South Carolina.
We may update these Terms from time to time. The "Last updated" date above reflects the most recent revision. Your continued use of the Site after changes are posted means you accept the updated Terms.
Home Loans Inc: Jason Sharon, Mortgage Broker
2557 Ashley Phosphate Rd, North Charleston, SC 29418
(843) 569-7283 / 843.LOW.RATE | jason@homeloansinc.com